monesave gold

Gold is no longer reserved for the Ultra rich. We have structured a unique approach for our customers to access Gold. Buy, sell and store your gold, all at the click of a button with MGOLD Tokens.

MGOLD is the simplest way to invest in precious metals. Accumulate gold and silver in fractional quantities, execute real-time trades from your phone, and benefit from economies of scale inherent in partial ownership of larger bars. Fully backed by Gold, you can take delivery once your MGOLD reaches 10grams and above.

GOLD - THE ONLY TRUE VALUE OF MONEY

Preserve Wealth and Savings with Gold

“The benefits of investing in Gold and Precious Metals are well known, but so are the challenges: namely accessibility, security and storage. MGOLD offers a convenient way to start accumulating Gold. Backed one to one with Gold that can be delivered on request.  At Monesave, we designed a secure digital platform that makes investing in gold easier and assessable to all.”

Patrick, Director, Monesave

How it works

Register

Enter your details and select a username and password.

Buy

Buy Physical Gold via bank transfer, card payment or crypto.

Invest

Buy MGOLD tokens from as little as EUR 0.01. Visit our online shop here

Save

Storage solution at our Vaults. To sell, contact us here. for competitive rate. 

Features and benefits

Trading gold, silver and platinum has never been easier

Online management

Review and manage your portfolio's performance, all from within our easy-to-use, mobile-friendly, account area.

Physically backed

All gold, silver and platinum is backed with investment grade LBMA approved metals.

Secure Vaulted

Stored in Monesave’s secure vaults in Switzerland, trusted by central banks and major financial institutions.

Complete Control

Buy and sell gold, silver and platinum all year round, so you never miss a chance to trade.

Management Fees

No Hidden Fees

With DigiGold there are no hidden management fees, so you won’t get any nasty surprises.

Buy/ Sell Physical Gold

Storing Gold

MGOLD Token to Physical

0.75%

0.5% + VAT

0.75%

The storage fee of 0.5% + VAT per annum is based on the average daily value of your total precious metal holdings.

The below table indicates your estimated annual storage charge based on investing EUR 50 per month, from 1-18 years. Please note this does not take any future market fluctuations into consideration and is indicative only.

Year

TOTAL VALUE OF DIGIGOLD HELD

FLAT ANNUAL RATE

ESTIMATED ANNUAL FEE INCLUDING VAT

1

EUR 600

0.5%

EUR 3.60

5

EUR 3,000

0.5%

EUR 18.00

10

EUR 6,000

0.5%

EUR 36.00

18

EUR 10,800

0.5%

EUR 64.80

MGOLD management fees are charged at 0.5% + VAT per annum based on the average daily market value of your total gold or silver holding that is stored in the Vaults.

Please note that Monesave will offer to buy your Digital Silver and Digital Platinum back at the live metal spot price minus a 0.75% fee. The VAT paid on purchase, if relevant, is a requirement under EU law and is passed to tax authorities. It is not refundable upon sale. There is no VAT liability on the sale of goods by non-VAT registered individuals.

Invoices are issued quarterly and will be settled from your available account balance. If you do not have sufficient balance to cover the cost of storage, your account will be in arrears until the balance is paid. You can add funds to your account using debit card, PayPal, crypto transfers or bank transfer.

Frequently Asked Questions

MGOLD is a simple and cost-effective way to own physical gold, silver and platinum in quantities to suit all budgets, allowing you to purchase and own a fractional amount of large gold, silver and platinum bars that are held securely in Swiss Vaults.

These large bars allow us to offer economies of scale and pass on the savings to customers. Unlike buying coins or bars, it enables you to purchase gold, silver and platinum based on value rather than weight e.g. EUR 25.00 instead of a 1 ounce coin or bar, providing you with control and flexibility. Please note that MGOLD products cannot be delivered.

With Monesave, your ownership of precious metals is 100% UNENCUMBERED – you own them fully and directly. Your precious metals are not leased to any third-party.

The holdings are being held directly in each client’s name and Monesave does not have a Power of Attorney (PoA) or authority on them.

Further, our storage facilities are located in Switzerland, outside the banking system, meaning that we are not dependent on functioning stock markets or banks. And if you need access to your precious metals – to sell, transfer, or pick-up, they are immediately available. Switzerland also has a stable political and economic atmosphere for centuries which is important for our clients.

We are committed to providing first-class services and excellence to our clients.

MGOLD offers direct ownership of real physical gold, silver or platinum without the delivery or fabrication fees associated with coins and bars. Unlike coins and bars, MGOLD enables you to purchase gold and silver any fraction from 0.01 rather than weights e.g. EUR 25.00 instead of a 1 ounce coin or bar.
As you purchase fractions of a large bar, MGOLD cannot be delivered. You can purchase any amount you choose from as low as 0.01 units, and unlike larger coins and bars, you can spend exactly what you choose.

At any point, if you have sufficient MGOLD Tokens, you can convert those to physical Gold or Silver and then you can take delivery of the metal or we store them for you in our Secure Vaults

Monesave buys large bars and stores them securely within our Secure Vaults in Switzerland (other locations coming soon). You can purchase fractions of these bars to the nearest 0.01 ounce, but unlike buying coins or bars, it enables you to purchase gold and silver based on value rather than weight e.g. EUR 25.00 instead of a one ounce coin or bar.

When you purchase MGOLD, you own it and have legal title to it, with Monesave acting as a custodian only. This means that we don’t have any direct claim on the gold you’ve purchased, and you have the assurance that your gold and silver are protected.

Your Gold and Silver does is separate from Monesave Company funds so you are protected in any case bankruptcy.

MGOLD allows you to purchase and own individual ounces of large ounce gold and silver bars, that are held securely in our Vault. These large ounce bars allow us to offer economies of scale to our clients and pass on the savings. Please note that MGOLD cannot be delivered. You will need to convert this to Physical Gold and Silver and get this delivered / stored with us.

Check out our Shop here for more information

MGOLD is a product offered alongside our existing investment coins and bars.

MGOLD Tokens are issued by Focus on Monesave s.r.o Czech Republic registered and licensed to provide Virtual Asset and Currency Services. Therefore we are committed to regulatory compliance and KYC. This will be required once limits are triggered on your account. Once your application is approved, you can add funds and begin trading.

Yes, all of the digital precious metals that you own in your MGOLD account are backed by real, investment grade LBMA approved precious metal bars, which are safely stored in our purpose-built secure onsite storage facility, The Vault ®. A list of the gold and silver coins and bars currently stored under of MGOLD service can be viewed on request. Or users can simply order a conversion of Physical Gold in Exchange for MGOLD.

Yes. We assist clients in every aspect of the secure, safe and insured transportation of their existing precious metal assets from anywhere in the world.

There might be costs associated with independent valuation and delivery. Do contact us for more information.

Monesave Gold

Gold and Silver is no longer reserved for ultra wealthy. Invest & Save from as little as EUR 0.01

Create an account today and start investing in precious metals in a matter of minutes.
Buy, sell and spread your risk 24/7 at the click of a button.

Disclaimer:

Focus on Monesave s.r.o (217 95 533) is Děčínská 552/1, Střížkov, 180 00 Praha 8, is incorporated in the Czech Republic registered and licensed to provide Virtual Asset and Currency Services with License Number 21795533. No investment advice is provided and nothing on this website should be construed as investment advice. In purchasing the product, if something goes wrong you will not have recourse to the Financial Ombudsman Service or the Financial Services Compensation Scheme. The value of the investment can go up and down and you should carefully consider the risks associated with investing in Bullion Gold or Silver, taking into account your own individual financial needs and circumstances. Investments in Bullion should only be made as part of a diversified investment portfolio and investment advice should be sought from an independent financial adviser before any investment is made. Historic financial performance of Bullion is not indicative of and does not guarantee future financial performance.